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Guide overview

Understand why Banker payouts can include a commission and how table-specific rules affect the amount returned.

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Commission changes net profit

At a table that charges a 5% commission on a winning Banker wager, a MYR 100 winning stake returns MYR 195 in total: MYR 95 profit plus the original MYR 100. That example applies only where the stated commission and even-money payout are in effect.

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Some tables use different rules

A table may waive commission but pay a reduced amount on certain Banker totals, or use another variation. Side bets can have their own rules and return schedule. Compare the table’s paytable rather than assuming one baccarat format applies everywhere.

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Look at the net amount

When reviewing a payout, separate returned stake from profit and account for commission or a reduced payoff. Do not treat the printed price as a universal baccarat rate. The table’s own rules are the authoritative guide for that game.